Terms of Use

Informational purpose only

This website is provided for general educational and informational purposes about reverse mortgages and the real estate side of related decisions. Nothing on this site is financial, tax, or legal advice, and nothing here is an offer to make a loan or a commitment to lend. Reverse mortgages are complex, and you are required to speak with a HUD approved housing counselor before proceeding.

No client relationship

Using this website, submitting the contact form, or reading our materials does not by itself create a client, agency, or fiduciary relationship. A working relationship begins only when we mutually agree to it in writing.

Accuracy of information

We work to keep the information here current and accurate, but lending guidelines and program details change over time. We make no warranty that the content is complete, current, or error free, and you should confirm any specifics with the appropriate professional before acting.

Intellectual property

The text, layout, graphics, and design of this site are owned by us or used with permission and may not be copied or reused without written consent, except for normal personal viewing.

Third party links

This site may link to third party websites for convenience. We do not control those sites and are not responsible for their content or practices.

Fair housing

We do business in accordance with the Fair Housing Act and welcome every client regardless of race, color, religion, sex, disability, familial status, or national origin.

Limitation of liability

To the fullest extent permitted by law, we are not liable for any loss arising from your use of this website or reliance on its general information.

Changes to these terms

We may update these terms from time to time. Continued use of the site after changes are posted means you accept the updated terms. If you have any questions, please contact us.